Love your child

Nowadays, many parents forget how beautiful to educate and teach children well. Indeed not a few parents (young couples of the present) that make the implementation of discipline of the children too hard. This condition should not be done, because mental illness can affect children in the future. Therefore, the conclusions of a survey the other parents about this, and aggressive behavior of children done by Murray Straus, a sociologist from the University of New Hampshire to 991 parents.

According to the survey, the thunder and threatening is the most common form of aggression from the parents. Compared to the more extreme action again, as threaten, curse, and call the rough with the call stupid, lazy and so on, then snap the most done.

Not only the child, the baby was a rave. But usually the young age of parents, the more often they also make a 'disciplinary action' tersebut.Dari the survey, 90% claim to do the forms psychological aggression during the first two years of age children. And 75% of them confess to growl or shout at the children. Quarter of parents cuss or curse their children, and about 6% even threatening to drive the children.

According to Straus, this action brings the long-term psychological effects for the children, even though the law can not called violence against children. But the impact is not directly visible and new discovered usually after they are adults.

Straus added that psychological aggression can make it difficult to adapt a child or even behave poorly, because of various factors. For example, a less confident, or vice versa, to be rebels. But the most feared is when they do the same for their children soon. But if the psychological, kelakukan children that one should be fixed, dont be anger to him
Senada the study, Anna Surti Ariani, child and family psychologist at the University of Indonesia said children are miniature parents. If the parents educate and teach children with a hard, it will impact on the future. "Many parents do not realize how a small child or so sensitive to the pattern of the students they teach. Often considered trivial and persevere with the discipline of a good result. But not so, "said psychologist normal known as Nina.

Nina suggested parents should educate clever-clever and teach children with love and affection. When children have been since early in the dilekatkan things that approach love and affection the child will grow further. He was going rate, anger and emotions that rage against children is not a good way out. "There is a need to be dicipline the children, but not do so. Children grew up not with the emotions, but must be maintained with love and affection, "he said. HADRIANI P

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Prita make many people afraid to write in the virtual world

Prita Mulyasari, a mother of two children, in trouble make a complaint via e-mail, which then spread to various mailing lists (mailing lists). Prita start since May 13 in 2009 while awaiting trial on June 4 2009.

Prita this tragic story when he started writing keluhannya via e-mail to a number of colleagues in the August 2008 Medio. Prita about the hospital services in the Omni Hospital, Tangerang. Unsuspected any posts Prita spread to various mailing lists and berbuntut detention.

Some people worry that the case Prita. Even claim to have a fear of writing in the blog or mailing list because of this case.

Prita case whether to make you afraid to foreverglo via blogs, e-mail, forum or even Facebook?

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A SECRET OF FINANCIAL MANAGEMENT By: Safir Senduk

A SECRET OF FINANCIAL MANAGEMENT By: sapphire Senduk
June 02, 2009

A major consideration that is usually someone to measure wealth. However, why so many people with large incomes often end runs out of money in the middle or at the end of the month? What is the problem?

If you have a job now, do you remember the first one you ever had? Usually, the first is the work experience the most unforgettable experience.

Let's take an example. Anto still living with his family until he got a job at the age of 23, as a clerk in a trading company. At that time, he has just passed. Although he must go through the trial, Anto very happy when he knows that he will get the first salary. His salary of Rp 600,000, which he received on the 27 ..

We can guess what he wanted to do, he wanted to treat her family. He'd like to thank for a salary for the first time in his life, and he also wanted to show that he is now independent.

Let's see, he received a salary in 27 .. On 29. He brought his family out for a meal at the all-you-can-eat restaurant, so that each of them could satisfy their appetite. Pre-tax cost for one person is Rp 22,000, and after tax of Rp 24,200 per person. All the 7 members of his family, consisting of father, mother, brother and a large 3 annoying younger brothers. 6 All that, plus it made Anto 7. That means he must pay a dinner bill of Rp 169,400. Which means only 2 days after he received a salary, he had spent 28% of his salary for the month. So, he left only Rp 430,600 for the rest of the month.

"No problem", thought Anto. "It's my own family treated, not other people. In addition, not every day I do that. After one month is enough." Days go by. One week, 2 weeks, 3 weeks. "Hmm ... that stuff in the mall looks pretty good. There is a very interesting looking clothes. Okay, it costs Rp 28,000. There is also a nice pair of trousers to wear to work. It is very cheap, cost only Rp 65,000. Win It 't hurt to look stylish at the office. " He then began to buy things. "Okay," Anto thought, "one shirt and pair of pants for this month. The remaining salary will be used for my transportation and food until the end of the month."

What happened? 24. From next month, just three days before payday, the second month, he left only Rp 50.000.

Anto start thinking. Okay ...., like that is because he spent most of that money to treat his family. Also this is the first work. Come in this month, financial akan better.

The second month, he got his salary again. Still in the same amount. Does not improve yet. The difference was no longer treat the family. Days and weeks go by. Several days before the salary of the third, he only had Rp 75,000 left.

Three months on, he finally accepted as a permanent employee. He got Rp 150,000 to Rp 750,000 increase. "Not bad", Anto thought. This means that I will be able to "breath" and save a little. But strange, even a few days before the month ends, he still has only a little money left. Six months, seven months, eight months, although he got up, but he still runs out of money and can not be entered into any savings.

Indeed, Anto not the only one, the income below Rp 1m, with this issue. Even millions of people with income per month, still had difficulty in saving money.

What actually happened? Many people think that the way to improve, they will not run out of money in the middle of the month, and they are sure to be able to save. Every month they hope that they will have to increase next month. But after they get the increase, they still run out of money.

It is clear that the solution here lies not in how large your income. The amount of income you can not guarantee that you will not run out of money in the middle of the month. The size of your income does not guarantee that you will be able to save. The key here is not how much money you make, but how you manage your income can be stretched so that in a month.

There is no way to keep the appropriate method to manage the finances. However, based on experience, there are several things that can help you manage your finances better with each month:
Plans and income results every month.
Implementing the plan strictly.
Have reserved funds.
Join insurance plans.

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Health Insurance For Your Family

Family health Offer insurance it is important to help families in need in this modern, full of uncertainty and chaos. The unexpected illness, accident, or surgery can drain the family's valuable savings. Therefore, it is important to have health insurance for families dealing with such incidents. Planning for the hardships can be unpleasant, but it is important to maintain our family.
Select a company of your family to purchase health insurance policy is a very challenging task - such as challenging as choosing new clothes at the boutique big. Health insurance for the family package, there are various costs, benefit type, and levels of coverage. One of the most important factors in selecting a particular packet is a monthly premium.
With some policies, the policy holder is free to choose where to receive treatment. In addition, some plans require higher deductibles that must be met before coverage begins. Deductibles are the amount of the cost covered you have to pay each year before your insurance starts finance. Generally, the higher deductibles, the lower the premium. On the other hand, some policies are based on the policy holders to receive treatment from the network of approved providers. Because health care provider has agreed to provide care in the pre-set price, the cost of treatment will be less for the consumer.
Family Health Insurance Needs For The Future
There are many other factors to consider when selecting family health insurance policy. New baby in the family will be added automatically in some policies, while some do not cater for this. Women who wish to become pregnant during their plan year must carefully study the coverage offered to them as possible to cover the period of pregnancy but not for the new born until after a period of time.
In fact, there are some policies that must be signed and will exist for several years before a certain coverage, such as pregnancy, which will be considered. In fact, this requires the attention of those who purchase family health insurance after they have found that a new born baby may be on the road in about nine months.
In fact, there is no perfect plan for anyone. Therefore, astute people who have to pay the price through thorough research some family health insurance packages to choose one for his family. It's profitable to be careful to consider any deal with insurance as one of the plan in May seems to have a higher, but the deductible to pay more with prescription coverage with a lower payment. In addition, the needs of each family member must be a consideration when making decisions on which packages to registration.
Network of Medical Professionals
Health insurance providers offer different treatment options and one of the desired quality in the service provider should have a good network health professional. Health insurance providers are expected to have a wide rage of specialists under the network that they can return. However, if you really want your doctor, there is no reason why he should not ask the insurance company to receive the service provider. You may decide to purchase your insurance through a health insurance provider of their services.
Many insurance providers offer various forms of health insurance plans. Very boring and confusing many times to compare the features of competing plans. Unfortunately, this process of due diligence necessary to ensure that you choose the right plan with features suitable for you and your family at the right price. You do research via the Internet to your initial list of service providers to consider insurance for your needs.
During this stage of research, you will also understand and appreciate the important features that you will consider it for you. Contact agents from insurance providers were selected to submit proposals based on their stated needs. Do not be afraid to explain your doubt with the agent when you accept their proposal. They are task lighting for the various features of their proposal. Removing a service provider who can not convince you to answer questions or deliberately trying to confuse issues, press off your list.
When you have whittled the list until the final shortlist, ask family, friends and colleagues for some feedback if they have any interaction with the health insurance providers in your list. You can also choose to discuss some of your options with a trusted medical professional.

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Medical Insurance Coverage for Canadian Hockey Players and Coaches Overseas

When a hockey player or coach goes overseas for a game in another country, they need to seriously consider getting proper medical insurance before leaving on their trip. Athletes of any sport are faced with many dangers when they travel outside of their home country however; hockey players tend to be exposed to more than most because of the rough nature of the sport that they play.
Falling unexpectedly ill or having an accident may result in medical services that are not properly covered by existing insurance because of territorial limitations or high deductibles. Depending on where they are traveling to, a serious illness or injury may require them to be hospitalized or air evacuated to another country where the medical services are better. Air evacuation tends to be very pricey and may easily exceed $25,000. Even if the hockey player and coaches are making a lot of money in their field, improper insurance may result in a massive financial burden.
There are several different kinds of insurance that all coaches and especially hockey players should get before they decide to hit the road and travel outside of their country. They include medical, emergency dental, emergency evacuation, emergency reunion, and repatriation of remains and of course lost checked luggage. Medical should include inpatient and outpatient hospitalization, surgery, anesthesiology, physician's fee, dressings, diagnostic procedures, oxygen, prescription drugs and emergency local ambulance.
Emergency dental is one of those things that every hockey player should have no matter what seeing as many hockey players loose teeth in fights and on ice antics. It should include emergency dental treatment and emergency dental surgery if necessary to replace or restore teeth. Emergency evacuation is something that is also highly recommended for hockey players and coaches because it will help in the event of the host countries civil unrest or in the event of an accident. In the case of an accident, there may need to be emergency ground or air transportation to the nearest hospital.
Emergency reunion is in case of the event of an accident so that one of the injured person's relatives can be flown in to be with them while they are in the hospital. It usually includes one round trip economy ticket to wherever the injured person is receiving treatment.
Repatriation of remains is in case of the event that a hockey player or coach dies as a result of their injury or illness so that their body is flown back to their home country. Another great thing for all hockey players and coaches to get is the lost checked luggage insurance. This is an important one because all athletes need to have their equipment with them or at least have a way of replacing it if they don't have it. In the event of lost luggage, the insurance company will pay to have the luggage replaced or at least the equipment rented so that the game can still go on. Airlines have similar policies but many times it takes a day or two or the funds given are inadequate. When you are flying into a new country to play a game that night, you don't have time to wait for the airline to give you a little bit of money to replace your stuff.
So whether you are a coach or a player, it is always a good idea to be prepared and have proper insurance before leaving the country. You never know when it might save your life.

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Asuransi dan Cara Saya Menyikapinya (Part I)

Asuransi dan Cara Saya Menyikapinya

(Part I)

Saya baru-baru ini lagi ditawari paman untuk jadi agen Asuransi Prudential. “Ayo, ikut bisnis asuransi” katanya. Setelah ditawari, mulai browsing deh nyari artikel-artikel yang berkaitan dengan asuransi & pro-kontranya yang hadir di masyarakat. Seperti yang saya duga, ternyata buaanyak sekali yang kontra terhadap produk asuransi ini. (jadi bingung deh…). Mulai dari forum sampe blog pribadipun memasang “cibiran” yang sama terhadap Prudential.
Tapi juga ada yang menampilkan produk-produk advantages yang ditawarkan dari asuransi ini. Yang paling menarik adalah success story dari masing-masing agen yang inspiratif. (Tambah Bingung nee…!!)

Sudah tau kan bagaimana perasaan orang yg lagi bingung?? Tapi berhubung saya masih mahasiswa (yang ketika post ini ditulis baru saja rampung Ujian Semester I) maka saya ambil langkah untuk mau menerima tawaran dari paman saya tadi. Tidak ada salahnya kita mencoba sesuatu yang baru, mumpung masih muda, ya nyari pengalaman lah. Daripada cuma menghabiskan waktu sia-sia??
Kuliah sambil kerja, cari pengalaman, tambah koneksi n tambah uang saku pastinya…^^

Semua hal yang positif dan halal ga ada salahnya dicoba. Kalo ga mau nyoba y kita ga akan pernah ngerti donk. Untuk hal ini saya lebih menyikapinya dengan optimis n realistis dalam perjalanan saya berbisnis nantinya.
Doa’in yee, biar saya bisa sukses dalam bisnis ini…Amin..

Masih ada Part II..ntar ya kalo uda jalan bisnisnya.. I’ll be back!!!

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Berpikir Positif dan Bersyukurlah dalam Menyikapi Keterbatasan

Berpikir Positif dan Bersyukurlah dalam Menyikapi Keterbatasan

Surakarta, 10 November 2008

-saat ingin memejamkan mata untuk beristirahat, teringatlah suatu kejadian yang dapat dijadikan pelajaran dan perenungan hidup, sehingga terciptalah buah pikiran yang dibuat dan diterbitkan di post Blog oleh Andrean “The Triple Seven” Saputro.

Ketika seseorang mengeluh tentang keberadaan dan kondisinya sekarang ini dengan segala keterbatasannya, seringkali orang itu berandai-andai dan ingin seperti orang lain yang bisa mendapatkan / mempunyai sesuatu yang diharapkan. Itu wajar-wajar saja selama manusia masih menggunakan kemampuan otak kanannya untuk berimajinasi dan akhirnya ia dapat termotivasi dengan sendirinya untuk meraih apa yang “di-imajinasi”kan nya tadi. Tetapi menjadi suatu “musibah” ketika orang itu hanya menjadi “Pemimpi” yang tidak pernah bangun dari imajinasinya dan setelah ia bangun, ia tidak melakukan apa-apa. Ia hanya menghabiskan hidupnya dengan hanya mengkondisikan dirinya “jika aku menjadi…”.

Seseorang yang mempunyai cita-cita cenderung akan melakukan sesuatu dengan cara apapun yang ia miliki untuk meraih cita-cita itu. Dan ketika seseorang sudah pernah sukses dalam meraih / mewujudkan cita-citanya, ia akan mempunyai lebih banyak lagi yang akan dia wujudkan.

Tetapi bukan hal yang mudah untuk mewujudkan cita-cita serta menjaga motivasi agar tetap ada. Banyak sekali hambatan-hambatan yang “mengganggu” perjalan dalam mencapai cita-cita itu. Nah,, saya selaku penulis akan “share” dengan anda dalam tentang “Keterbatasan Bukan Halangan jika Kita dapat Mengucap Syukur dan Nilailah Diri Anda dari Sudut Postif”. Lho…kok??? Y, kelihatannya sangat kontras sekali “Terbatas kok malah mengucap syukur”??

Banyak di antara kita yang mudah menyerah pada keadaan dan menggerutu tentang keterbatasannya. Seperti yang dialami teman saya saat pengumuman nilai hasil Ujian Tengah Semester (UTS). Teman saya yang mendapatkan nilai “D” berkata “Lho kok saya cuma dapat D??! padahal saya sudah mengikuti perkuliahan dengan baik, presensi tidak pernah “bolong”, dan belajar sungguh-sungguh pada malam hari sebelum ujian. Saya yakin sudah menguasai materi ini!!. Saya akan protes dengan pak dosen!!”.

Setelah 1 minggu berselang, saya bertanya kepada teman saya yang dapat nilai “D” tadi. “Gimana, sudah tanya dosen kenapa kok dapat nilai D??”. Teman saya menjawab, “Saya tidak lulus karena tidak pernah mengumpulkan tugas padahal hasil tes kemarin saya sebenarnya lulus dan nilai saya 3,5”. Saya kembali bertanya, “lho kenapa kok kamu tidak pernah mengumpulkan tugas?”. Dia pun menjawab, “Saya tidak punya Laptop!! Dan saya tidak mau mengerjakan tugas apapun yang hubungannya dengan ketik-mengetik sebelum dibelikan Laptop!”.

Jika teman saya menilai dirinya dari sudut positif dan mengucap syukur maka sebenarnya ia memiliki banyak kelebihan. Kelebihannya antara lain:

v Ia tergolong orang yang rajin dengan menjaga sikap dan presensinya yang tidak pernah bolong.

v Ia belajar sungguh-sungguh. Berarti ia sudah berusaha.

v Ia yakin akan kemampuannya sendiri bahwa ia sudah menguasai materi.

v Ia anak yang pandai karena sebenarnya dia dapat mengerjakan soal ujian.

v Ia seharusnya bersyukur karena hasil “kerja keras” nya semalam ia beroleh hasil yang baik.

Tapi mengapa hanya karena belum punya Laptop ia kehilangan “buah” dari kelebihannya???

Marilah kita sama-sama belajar dari pengalaman diatas dengan meningkatkan penilaian atas diri kita dengan sudut pandang positif dan mensyukuri segala sesuatu yang telah diberikan kepada kita. Jangan biarkan keterbatasan menjadi batu sandungan yang dapat menggagalkan usaha kita dalam meraih cita-cita yang seharusnya kita dapatkan dengan segala kemampuan dan kelebihan yang kita miliki.

Semoga tulisan ini dapat menjadi wacana dalam usaha kita untuk meraih cita-cita di kehidupan ini.

Tuhan Memberkati…

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